Food insurance

I'd like to insure my lettuce against spoilage, think they'll let tme.

 

Cool, but usually expensive. Since Lloyds is not really an insurance company filed and approved in the state, the state premium taxes are usually a bit more. Also, you have more consumer protection with a filed company. However, you may want to find out more about the small local company and who the other insurer is (usually known as their reinsurer).

We have some of the same problems here. State Farm is pulling out next year and we will be in the same boat. There is the "state public option" that was originally set up as the last resort, but is now the primary insurer (sound eerily familar??).

 

then there no hope for the lettuce?

 

That's one way to go. I like the backpack option.

I don't really think it's necessary for us, though. We grow/catch/kill/make about 80% of our food, anyway, and we barter for most of the other 20%.

With the economy what it is, and with gas prices and oil supply in constant jeopardy, due to our government's unwillingness to detatch itself from the teat of foreign oil, what once was the stuff of conspiracy theories is now not only possible, but likely. The question now is not, "could it happen", but "on what scale will it happen".

Most people don't produce their own food anymore. Most people don't even know where their food comes from anymore.

A collapsing economy and the scarcity of gas and oil, which will eventually lead to distribution problems and prohibitive prices, make food shortages a very real possibility. Again, the only question is "when, how long, and how bad".

So whether it's food insurance, "cow pooling", buying in bulk, or paying farmers for the promise of future produce, chicken, and eggs, people do need to have some kind of a backup or else they're going to find themselves out in the cold.