Medical Insurance/Back to school options

Study what in school?

 

I tend to disagree with Ramsey when it comes to student loans. (IIRC he says they are ok unlike other kinds of debt.) But I wouldn't make absolute statements on that in particular either way. I do think he has been helpful in getting people to live within their means, motivating them to get out of debt, which includes the idea that you can even be debt free in the first place. A lot of people think that "you're always going to be in debt."

However, it sometimes seems that Ramsey assumes that his listeners are high powered professionals or else have the capacity to be one. His whole program (i.e. ALL the steps) is premised on people being able to self-insure WRT life insurance, which is why he is 100% opposed to any kind of whole or permanent life insurance. But without it, many low and middle income Americans will end up with little or no coverage at all by the time they reach retirement age.

 

(What I'm about to say may sound harsh. It's not meant to be. It's meant to be serious advise.)

You are constantly on here looking for advise to all of life's problems. You are looking in the wrong place. We can't help you. No one on this forum can help you with the problems you want answers for.

We don't know you and your situation well enough. We don't know how old you are. We don't know your personality. We don't know your intelligence level. We don't know your motivation. We don't know how hard of a worker you are. We don't know a thing about you.

We aren't qualified to even begin making a guess on what you should do with your life.

You need to find someone in your life that can mentor you and help you figure things out. Do you have a mom or dad, an uncle, a family friend, a pastor, a wise Godly man at church, someone that you can trust and confide in? You need to find that person. You need to go to them and ask for their help in finding your direction in life. You clearly have none at this point and based on your posts, I'm assuming you are somewhere in your 20's. If that's the case, you need to figure out some direction.

Again, not meaning to be harsh, but you need to man up, stop looking for advise on the Internet, and get motivated to solve your life's problems.

 

Well put Matt.

 

Huh? You found something unkind towards your in my words?

 

>Or maybe Medical Billing.

I knew a pot head who paid the bills by transcribing medical reports on line at home. All you need is typing lessons and a medical dictionary.

 

Just because everyone does it, doesn't mean it's a good thing to do.

Again, we don't know you. Advise like you are looking for is something that needs to be personalized to the individual asking for the advice. I stand by what I said. You need someone personal in your life that can help mentor you and determine direction for your life. What I've said is of even greater importance because you are older than I suspected. You are in your mid 30's and have no idea what you want to do.

 

I don't talk to you like you are some alien. I talk to you like you are a mid 30's man with no direction in life. Unless you want to continue this path then you need to do something to change it. Obviously your "career books" and asking for advice online because "MILLIONS of people do everyday on FaceBook, Twitter, Linked In, among other message boards." isn't working too well for you.

I'm trying to give you some well reasoned advise to help you get your life in order. You really don't want advise though. All you want is for some people to agree with you on whatever you are thinking.

Here's my last word on the thread, then I'm not going to waste my time any more. Stop worrying about what Dave Ramsey says. Stop worrying about what's in the career books. Stop worrying about what people on the Internet say (including me). Stop thinking that you can't do work that you love (or at least like).

Figure out what you are passionate about. Set goals for yourself to get yourself into a position to do whatever that thing is. Work HARD towards the goals. Don't give up. Don't let anything get in your way. Strive to make yourself better. Sacrifice now so that you can better yourself later.

You are a grown man now. You aren't getting any younger. You worry about being in the "singles group" at church. You are too old for that nonsense. If you want to meet a woman that is worth anything, get your life in order first. Figure our who you are and what you want to do. If you do those things, all the while putting God first, everything else will fall into place.

 

I find nothing sarcastic about matts post.