If a believer can lose his salvation then what happens to the rewards that he builds up for eternity?
For example:
The crown of rejoicing: 1 Thess. 2:19, 20. & Dan 12:3 To those who faithfully are witnesses to the saving grace of God and leads souls to Jesus. This crown has also been named the soul winner's crown. It seems to indicate here that God will be giving a crown to those who have been witnessing to others and leading people to Christ.
Telling others about the grace of God, telling others about Jesus, is the greatest thing that you can do for someone while here on this earth. When you help someone to be led to the Lord, you have just been used as a vessel of God.
God will judge you by your willingness and desire to be used by Him to witness to others, not necessarily on how many actually get saved, because we are to water and He gives the increase.
So if the saved person faithfully witnesses and then commits a sin let's say looks upon someone with a lustful thought and is killed in a car accident, then would they have lost their salvation and this crown? for these rewards will be given as we see in 1 Corinthians 3:
11 "For other foundation can no man lay than that is laid, which is Jesus Christ.
12 Now if any man build upon this foundation gold, silver, precious stones, wood, hay, stubble;
13 Every man's work shall be made manifest: for the day shall declare it, because it shall be revealed by fire; and the fire shall try every man's work of what sort it is.
14 If any man's work abide which he hath built thereupon, he shall receive a reward.
15 If any man's work shall be burned, he shall suffer loss: but he himself shall be saved; yet so as by fire.
16 Know ye not that ye are the temple of God, and that the Spirit of God dwelleth in you?
17 If any man defile the temple of God, him shall God destroy; for the temple of God is holy, which temple ye are."
Paul is speaking to Believers here, some will build gold, silver and precious stones, Paul speaks of the crowns believers can gain by there works after salvation, so too James and Peter speak of them. Yet Paul says we can build up wood, hay and straw which is done in works that are not lead by the Holy Spirit.
Paul states where we will receive these rewards for good and bad as we see 2 Corinthians 5:
9 "Wherefore we labour, that, whether present or absent, we may be accepted of him.
10 For we must all appear before the judgment seat of Christ; that every one may receive the things done in his body, according to that he hath done, whether it be good or bad.
11 Knowing therefore the terror of the Lord, we persuade men; but we are made manifest unto God; and I trust also are made manifest in your consciences."
We labor as believers and we must appear before the BEMA seat, that is the judgement seat of Christ. As believers we will receive rewards for the things done in this body Paul says, whether good or bad we (believers) will face this judgment seat.
Now let's look too at Revelation 20:11 we see the Great White Throne but it is not referred to as the "BEMA SEAT" the judgment seat of Christ. It is referred to as the Great White Throne and the dead small and great stand before Him. This would be just unbelievers for they are dead in trespasses and sin. They are judged and condemned because their names are not found written in the book of life.
So the believer who falls away from serving will receive rewards and if he has never carried out any faithful service then he will receive wood, hay and straw, " If any man's work shall be burned, he shall suffer loss: but he himself shall be saved; yet so as by fire." If any believers reward for works is burned up and he has no reward of intrinsic value he will be saved yet so as through the fire. Believers who fall away will be saved. Many believers IMO will have both types of rewards, some will have more of the good of intrinsic value and some will have those that will be consumed, as whole IMO most will have both types.
