I do think faith is a condition of our salvation. So did Edwards and Owen and a lot of other Calvinists. But you go too far if you have in your mind a view of salvation where after the death of Christ, the Godhead must then sit passively by and hope that at least some of us, with our sovereign will, choose to believe. And yes, any Calvinist who thinks that the Holy Spirit believes for you is also wrong - and some, who won't go quite that far, show they are close to that by their offense at the idea of someone saying that they believed. You hear the gospel message, through the Word, or by preaching. You engage your mind and at the same time the Holy Spirit is working directly on you with conviction, circumstances and events in your life, and I believe actual regenerating power. That is scriptural. If there are Calvinists who believe that man can not think and evaluate truths then I disagree with them and can give quite a few examples of Calvinist theologians who disagree with them too. But if you are saying that there is some type of sovereignty and an independent free will (independent of a crippling depravity) in man that he has every ability to make the proper choice when given the information - well then, I just think there is too much scripture against that, and too much clear scripture talking about the elect, the called and so on. I have noticed in my reading, Calvinists preachers like Edwards who practically beg people to come to Christ and appeal to their reason as well as scripture. And I have read and personally heard non-Calvinist and fundamentalist preachers who stress how much we need to pray for the Spirit to touch people and who warn people that if you trifle with the Holy Spirit you may never feel the call of God again. I just don't think it's a 100% either or type of thing. When you see a verse like John 20:31 above and it is talking about the importance of the things that have been written, that in no way is refuting other things involved in salvation. There is probably a name for that kind of logic. I don't no what it would be, but it is faulty.