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I haven't started but I have started thinking about it. Fortunately, we have a Christmas Club kind of an account (just a manually managed account with ING/Capital One 360 that automatically withdraws money from my checking account weekly) so I have enough to do all of the Christmas shopping without going into debt.
Has anyone already started their Christmas shopping?
I have! I've got a bunch of presents for kids, a new drill for my husband and a beautiful necklace for my mother in law.
I started in July!
Anyone else crazy like me?