JSM17 said:
Salvation is conditional.
One must:
believe, repent, confess, and be baptized for the forgiveness of sins.
I will just go back to the start.
To believe and to repent cannot be separated. A person who believes simultaneously repents.
Hebrews 11:1 describes “faith” as “an assurance of things hoped for, a conviction of unseen realities” (NBV). Acts 16:31b says “‘Believe on the Lord Jesus|, and you will be saved’” (ASV|NASB). If a person truly has a conviction that Jesus Christ is Lord, then s/he will immediately repent of living however s/he sees fit.
People who think that faith and repentance are distinguishable things have a low view of faith. If they have such a `faith' then it is no wonder that they think faith is worthless.
Confession and baptism are separate deeds done after faith. There is not one passage of Scripture that teaches that those who fail to make oral confession or fail to get baptized will be condemned.
There is, however, this:
Ephesians 2:8-10 “for by grace you have been saved through faith. And this is not your own doing; it is the gift of God, not a result of works, so that no one may |boast himselfe. For |in Christ Jesus, God made us new people| unto good works, which God hath before ordained that we should walk in them” (ESV| GenB| ICB| KJV).
It is not complicated. We are not saved due to our works. However, after we are "saved through faith," the faith that we have in Jesus Christ as Lord will motivate us to live accordingly "unto good works."
Jesus Christ forecast the same.
John 6:28-9 says “The people asked Jesus, `What are the works God wants us to do?’ Jesus answered `The work God wants you to do is this: to believe |on him whom he hath sent” (ICB|ASV).
When these people asked for a plurality of “works” to “do,” Jesus had just one -- belief on Him. In Paul's terminology, he does not classify "faith" as a work, which was a license given to him by the Lord. Still, the teaching is the same: a person who believes on Jesus Christ as Lord fulfills what the Lord prescribes for salvation.
There is yet another clear statement in Scripture about this: As Peter was preaching about Jesus Christ, he said
Acts 10:43b “everyone that believeth on him |receives| remission of sins” (ASV|ESV|ASV).
Oral confession and baptism are obligations of every capable and rightly-knowing believer. They should never be taken lightly. Responsible Christians should be very serious about new converts making confession and being baptized. New converts should feel an immense obligation to do these things if they are not mute and if they have a known opportunity to be baptized. Still, the Bible is clear -- as believers, they are assured of salvation.
I will close with Matthew 28:19-20a where Jesus Christ said
“Go, therefore, and make disciples of all the nations|. Baptize them in the name of the Father and the Son and the Holy Spirit. Teach them to obey everything that I have taught you” (NASB|NCV).
Per Acts 11:26, "Christians" renames “disciples” in that “the disciples were first called Christians in Antioch” (NASB), and Greek rendered “baptize” means “completely submerge,”* so we are to “completely submerge” people who are “disciples” = Christians.
If people are not Christians until after they begin to come up from baptism, then we would not "completely submerge" "disciples" and
so it would be impossible to obey this passage. This would be only one Bible contradiction of many Bible contradictions if believers are not saved until after baptism.
It is best to simply accept the plain statements of Scripture: believers on the Lord Jesus Christ are saved for their faith, and assured of salvation.
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*Stamatis, Catechetical Handbook of the Eastern Orthodox Church, page 191.