I am a seminarian drop out.
I've realized seminary is not for me. I have attended onlnine both Luther Rice University and Trinity College of the Bible and Theological Seminary.
I would not recommend Trinity; the information in the courses could be expanded upon ad ifinitum for free on the internet in much longer courses. You are also nickel and dimed to death with withdraw fees, student service fees, and the moment you sign on the dotted line for a degree, there's no getting out of the 'contract' that you signed. If you ask for financial mercy, none will be given to you. That is not necessarily a bad thing as an unaccredited institution offering education at a low rate need to continue to exist somehow. But if you are going to go unaccredited, you might as well just take the millions of free courses out there that is available.
I like Luther Rice Seminary, but I couldn't tell sometimes if the 'master's level courses actually had bachelor's level content. I picked up on certain cues from the courses that made it seem so. (Like, you should read this section in your notebook to be ready for next week when that section of the textbook was not the graduate level textbook, etc.)
Ultimately, I don't want to write papers, book summaries, and be expected to read a whole bunch of books in a certain amount of time, especially since I don't like reading theology books fast.
If I go back to seminary, it will have to be in residence which I doubt would ever happen. I can tell there is something to be said about being in residency.
I know I am surprised that I am even saying that, but unless the seminary experience is being embraced in the totality of my being complete with mentors and live professors - I don't see myself not slipping into resenting the amount of work I must do with 2+ jobs and work at church.
I'm happy to wait until the Millennial Kingdom for any future educational degrees.