This seems to be typical of your "debate" tactics John, in the last few post here you have called folks "idiots" and "cowards," have said they are "full of it," and you still expect people to respect you and enter into a debate with you?
Final advice since you are leaving this borad forever (again).
Get a job, any job, or two or three more jobs
Stop making excuses for your debt and stop borrowing
Sell anything you don't need and start paying off your debt
Move to a cheaper location where there are jobs
Quit looking for sympathy for a situation you created
Forget about trying to find a Bible excuse for your debt. Having debt at the level you do is at best unwise, Bible or not.
No one here is going to send you a cheque to cover your debts - you incurred them, you can pay them off. God did not give you any debt, you made it so you need to fix it.
There you go - you will hate my advice, call me a fool, an idiot, and probably question my salvation and education.
I love you John. I love my children who are your age, but sometimes love has to take a chance and be tough.
I have prayed for your daily the last week or so and will continue to do so.