Actually, you're right about there not being any money in the Social security fund. See my new thread.Yeah but it isn't, thanks to the insatiable spending of those in the government. Contrary to Al Gore's assertion, there was never a "lockbox" that would keep Social Security monies unavailable from being used for anything else.
But we also have the problem of today's workers paying for today's retirees. At one point there was like 10 workers or more paying into the system for every retiree, now it's down to 3 or 4 today. It's called a "Ponzi" scheme and if me or you tried such a thing privately we would be subject to arrest and prosecution. When the Federal government does it, it's just the normal way of doing business.