In order to believe, one has to have faith. Belief and Faith are so much more than simply saying the words "I believe". Belief is knowledge and practice.
Many men have said the words "I believe" but belied the fact in the living of thier lives. If you say you believe and that you have faith in Jesus Christ to save you, and your faith is without works and love, than your faith is dead.
The Bible likewise is to be used, read, worn, written in and wrestled with, it should be a part of our very being as a born again child of Christ.
In todays Church we say "I have faith" and we say I am saved by faith and our faith and my belief will save us, in other groups such as the UCC, UMC, and others they believe more in salvation through works.
But if we read the second chapter of the book of James, we gat a clear picture of Salvation and faith and works. The evidence of our belief and faith is that we obey His commandments, and that we strive to emulate our Lord and Saviour. Our faith and our belief is evidenced in the living of our lives and through our works. Faith without works is dead, and likewise works with out faith is dead.
Many men have said they believed but belied the fact in the living of their lives. Thier are many who will stand before the throne on that day and say "But Lord, did we not heal the sick, raise the dead and do many wonderful things in your name, and He'll say depart from me, I never knew you..."
If you say you have faith and that you believe and your life is void of a personal relationship with Him, and your faith is not evidenced by your works. If your heart is hardened against people just because of thier clothes, financial position, the neighborhood they live in, the fact the person may have spent time in jail, or that she was once a prostitute or what ever... Than the Love of Christ is not in you, your heart is void, and your looking a little like one of the goats.