Note this fiction is not supported whatsoever by referencing a verse. OTOH,Where does our faith come from?
Answer: It is a gift from God, given to the elect at the moment God quickens them.
This faith is righteous precisely because it is God who works in it and through it for His glory.
If faith came from us, it would be filthy rags in God's sight and we would be utterly condemned.
And a more interpretive translation reads:
Romans 10:17
Consequently faith comes from what is heard, and what is heard comes through the preached word of Christ.
Thus our faith is based on what we have heard of God's revelation of the good news. If we embrace it fully, then God may credit our faith, flawed as it may be, as righteousness.
Folks, there is zero support anywhere in scripture for the pre-salvation gift of faith (gift meaning God instills faith via Irresistible Grace).