He is correct in what he says.
http://www.upworthy.com/in-3-minute...nts-to-hear-about-those-canceled-health-plans
http://www.upworthy.com/in-3-minute...nts-to-hear-about-those-canceled-health-plans
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As I don't currently have speakers, someone help me out. What's he say?
As Nancy Pelosi recently said that she never heard anyone say that they liked their current plan. It seems that all current plans are sub-standard. So many people do not have an insurance agent but they are getting health care, nevertheless. This is an insurance salesman's nightmare. Everyone should have insurance and the best insurance, as the Ivy League as repeatedly told us, is government insurance like they have in Cuba or in the old Soviet Union, which by the 1990s had installed hot water heaters in all hospitals.
Crabby is just another DNC operative parroting the latest talking points.
A terrible argument. People knew their plans were limited, but they liked the price.
I saw a 59 year old single lady who complained her policy was cancelled. She said she has no need of maternity coverage and was perfectly satisfied with the limited coverage it offered. It fit in her budget and covered substantial losses.
All this is is the Democrats telling people they are too stupid to purchase their own insurance plans. They need the educated "elite" to force them to buy "good insurance"
Most people do not understand insurance to begin with. Insurance is intended to cover catastrophic loss. Insurance was never intended to cover minor things like having your teeth cleaned, but it is intended to cover major problems like coming down with cancer.
One of the reasons insurance has become so expensive is because folks want to run to the doctor every time they sneeze. Insurance was never intended to cover problems like this.
... because all insurance plans on the individual market are substandard and woefully inadequate and now they can get real insurance.
There is some truth to this. My individual plan for myself and my two sons (wife has coverage through work) was terrible. Essentially a catastrophic plan. My premiums for the three of us was $560 a month. My deductible was a family deductible of $7,900. Any expense such as office visits, prescription drugs, ER visits, etc. was out-of-pocket. Therefore I would need to spend $14,420 out-of-pocket (monthly premiums plus deductible) before I saw one dime of insurance coverage.
This is a substandard plan. I don't know anyone with a plan this bad. It's been canceled.
However, no matter how terrible that plan was I could CHOOSE it if I wanted. Now, under ObamaCare I can get essentially the same plan but for $656 a month, with $7,700 deductible. I still have to pay out-of-pocket for everything as before but now I've got maternity care, newborn care, and mental health care. Whoopee! Like I need those "improvements" to my plan? Don't think so.
We've switched over to my wife's plan through her workplace. It is $630 per month (for all four of us) with a $3,900 deductible, $40 co-pay for office visits, $20 co-pay for drugs. Up until this year adding us to her plan would have cost $900 a month. Apparently something about ObamaCare caused her company to offer a better set of plans to their workers.