The needs it met in the book of Acts. The particular one I have in mind here is financial. Financial seemed to be the context of the scripture in James I quoted.
So let's just say that two different people come to you with a financial need:
Person A - Has not lived a great life in the past but is working to get on the right path. They have been working a decent job and have a second job on the weekend helping a friend in construction. They have hurt their back at the second job and now can't work either job for a few weeks until they are healed enough to be able to get back to job #1. They may not be able to ever get back to job #2 because it is manual labor and they need to be careful with their back. They need some help to pay the rent for the month and to get some groceries.
Person B - Has lived on the "straight and narrow" but have had some medical bills from the past that they are still paying. They have all of the newest and greatest toys and they continue to purchase them despite the fact that they are in debt already. They continue to go into debt with these new purchases. They had 2 jobs but decided the second job got in the way of their relaxation time and their hobby so they quit. They now can't pay their car payment on their new car that they got last year. They ask for the church's help.
Which one does the church have an obligation to help? I'll give a third scenario:
Person C - A single mom with health issues works as many jobs as she can. She can make ends meet and keep her beater car on the road. Her kids are clothed and fed and they are doing OK. Her stove breaks and she decides that she can't afford to replace it so she uses what she has - a crockpot, a toaster oven and a single electric burner. Then her furnace breaks in October and she approaches the church for some help. Do we help her?
These are each real scenarios. Is the church obligated to help in all of these situations? I don't think so. I think in some they are. In others they are not.