Actually, I never knew rfb had a daughter, for that I appologise in not knowing, but I also have a 16 yrold daughter named Amanda who is as pure as the driven snow due to our bringing her up in the nuture and admonition of the Lord and having enough sense not to let her wander away to be subject to the lusts of the flesh.
Was she "predestinated" to be as she is? No, she first had to be saved, then she also had to willingly be subject to the godly wisdom afforded her by her parents and her Sunday School teacher, and her youth leader, and her Pastor, and her friends, and her not even being associated with the likes of the "dude" refered to.
Now, if you want to discuss Ephesians 1:4, then you had best understand why the Holy Ghost inspired Paul to place the prepositional phrase "in him" there before considering anything else about when we became "holy and without blame"