Nearly 9 in 10 US adults now have health insurance

[Alcott]

Have the other 10 percent paid their fines?

 

[Zaac]

What does "trying to help" do if it is no help at all?

I don't see how having insurance is is no help when no insurance is no help.
There has to be a starting point where people don't feel overwhelmed with the thought of having to pay thousands upon thousands just to get treatment.

In fact, Obamacare has only worsened the problem for many because now, in addition to not being able to afford care - due to high deductibles - the poor have the added burden of paying a premium to boot.

Before they weren't getting treated because they had NO healthcare insurance. Now they get subsidized premiums and deductibles that are based on their incomes and plans that THEY choose.

Where were these options before the ACA? They either had to pay everything out of pocket or go without treatment. Now people have a choice. Not necessarily the best of choices. But some insurance is better than no insurance when you're on a limited budget.

 

[targus]

Did they propose them before or after the ACA had passed? Because it's one thing if you were moving first to help someone. And an entirely different something if you move to help just because you disagree with someone else's version of the help.

Both.

But you should also consider that the dems didn't created Obamacare to "help" anyone.

It's all about power - for the dems.

 

[Zaac]

Both.

But you should also consider that the dems didn't created Obamacare to "help" anyone.

It's all about power - for the dems.

Oh I definitely understand that. It's just like Sharpton talking about nationalizing the police. There is a concerted effort to position the country for take over by the NWO. And both Democrat and Republican Parties are pushing for it.

 

[sag38]

Great you have insurance but the deductible makes it impossible for some to get quality health care. Before Obama got involved in my health care an MRI would have cost me $200.00. Now, it cost me $600.00. Before Obama got involved my plan did not have maternity but now it does even though my wife is just beyond child bearing years. Thanks, but no thanks. I needed a cyst removed from my wrist. What would have cost $300.00 in the past is now $600.00. People may have coverage but it is crap coverage and that has nothing to do with being Republican or Democrat. A dead rat stinks no matter its political affiliation. Oh, but I do get one free eye exam each year. Before that cost me $75.00. Now, it's free but my premiums have doubled and my deductibles have tripled. Thanks Obama Care!!!

 

[targus]

I don't see how having insurance is is no help when no insurance is no help.
There has to be a starting point where people don't feel overwhelmed with the thought of having to pay thousands upon thousands just to get treatment.

A person with medical insurance - such as provided by Obamacare - but with no money can not make the deductible which I understand to be between $2,250 and $6,600 for an individual and $4,500 and $13,200 for a family.

So after paying the premium you still need to pay the deductible before insurance covers anything.

The poor still can't afford that so they don't go to the doctor. So after all of the promises and hype they still have nothing.

Before they weren't getting treated because they had NO healthcare insurance. Now they get subsidized premiums and deductibles that are based on their incomes and plans that THEY choose.

Where were these options before the ACA? They either had to pay everything out of pocket or go without treatment. Now people have a choice. Not necessarily the best of choices. But some insurance is better than no insurance when you're on a limited budget.

It bears repeating...

If you can't pay the deductible and the co-pay you DO NOT GET HEALTH CARE.

So no, it is not better than before. It is worse because these people paid a premium and get nothing in return.

 

[InTheLight]

The poor still can't afford that so they don't go to the doctor. So after all of the promises and hype they still have nothing.



It bears repeating...

If you can't pay the deductible and the co-pay you DO NOT GET HEALTH CARE.

So no, it is not better than before. It is worse because these people paid a premium and get nothing in return.

Payment plans can be worked out for the deductibles. There might be county assistance available. Insurance covers them in case of a catastrophic occurrence. They are better off.

 

[Crabtownboy]

More information.

Those making less than $36,000 a year have seen the most significant rate of improvement. Though 22% still do not have coverage, that's down from 30.7% at the end of 2013.

Those 26 to 34 years old have also seen the most improvement of any age group, but again, more than 20% still lack coverage. About 98% of those age 65 and older have coverage, basically unchanged from two years ago, as almost all of them qualify for Medicare.

http://www.cnbc.com/id/102581345

On balance, an estimated 14.75 million adults have gained coverage since the fall of 2013, when the law's first open enrollment season was about to begin, according to Gallup.

Hispanics saw the biggest coverage gains of any ethnic or racial group, with an 8.3 percent drop in uninsured rates since the end of 2013. Even so, Hispanics are still more likely to be uninsured. "At a time when Republicans are very keenly trying to court the Hispanic vote, a large chunk of Hispanics are gaining insurance via the Affordable Care Act," Witters said.

Recent gains in coverage have benefited people up and down the income ladder. But the most notable improvement has been among those making less than $36,000 a year, a group that traditionally struggled to get and keep health insurance. Their uninsured rate dropped 8.7 percent since the end of 2013.

The Gallup-Healthways survey results were based on landline and cell phone interviews conducted from Jan. 2 to March 31 with a random sample of 43,575 adults ages 18 and older.

http://america.aljazeera.com/articles/2015/4/13/survey-9-in-10-us-adults-have-health-insurance.html

 

[targus]

Payment plans can be worked out for the deductibles.

No, the deductible is paid before insurance kicks in.

You have used medical insurance before haven't you?

There might be county assistance available.

I don't know - maybe, I suppose?

But what is the use in paying a premium for Obamacare if you have to rely on maybe getting county assistance to get medical care?

Insurance covers them in case of a catastrophic occurrence.

Are you aware of the hundreds of thousands that were kicked off of insurance plans that they liked and wanted to keep but could not because Obama deemed them to be "substandard"? And most provided superior coverage at a lower cost that Obamacare. And now they should be happy that they are covered in case of a catastrophic occurrence?

They are better off.

Says who?

 

[Earth Wind and Fire]

Too bad there is such a big difference between health insurance and health care.

A large part of the newly insured are on Medicaid...

The problem is most doctors will either not accept Medicaid or are not accepting new Medicaid patients.

Many of the new Obamacare insured can not afford the deductible so they are not going to the doctor or are still going to the emergency room instead.

I would predict that this is the highwater mark for Obamacare as many will not be renewing - the death spriral for Obamacare.[/QUOTE]

Hope you are right! :thumbsup:

 

[carpro]

This is an improvement and I hope the numbers become even better.

It's a lie.

Medicaid is not insurance. It's welfare.

Even if it were true, such a small increase in the number insured is not justified by the enormous cost.

And a point many others have made, being "insured" does not guarantee access to doctors. Many doctors won't take medicaid and thousands have begun to turn away medicare patients after the elderly were raped to fund obamacare.

 

[InTheLight]

No, the deductible is paid before insurance kicks in.

Yes, I know that. If you go to the doctor and rack up $1,200 in charges and can't pay it in one lump sum the health provider will make a payment plan for you to follow.

You have used medical insurance before haven't you?

You do know how to be condescending, don't you?

Yes, I've already exceeded my deductible for this year. I know how the system works.

But what is the use in paying a premium for Obamacare if you have to rely on maybe getting county assistance to get medical care?

It will cover catastrophic losses that could bankrupt you. You wouldn't lose your house, for example.

Are you aware of the hundreds of thousands that were kicked off of insurance plans that they liked and wanted to keep but could not because Obama deemed them to be "substandard"?

It was millions, and yes, I was one of them.

And most provided superior coverage at a lower cost that Obamacare.

I would say they now get the same coverage, possibly better (eye exams, hearing exams are now covered, for example) with lower deductibles. A lot of those "lower cost" plans were very high deductible plans.

And now they should be happy that they are covered in case of a catastrophic occurrence?

I presume they were happy with catastrophic coverage under their old plans.

 

[Jedi Knight]

This is an improvement and I hope the numbers become even better.

How many dead babies because of this?

 

[JohnDeereFan]

Did they propose them before or after the ACA had passed?

Before.

Because it's one thing if you were moving first to help someone. And an entirely different something if you move to help just because you disagree with someone else's version of the help.

Why? If you see somebody doing something harmful and Unconstitutional, why wouldn't you oppose them?

 

[targus]

Yes, I know that. If you go to the doctor and rack up $1,200 in charges and can't pay it in one lump sum the health provider will make a payment plan for you to follow.

Well, good luck with that! :laugh:

And will you just quit making stuff up?

 

[Zaac]

Well, good luck with that! :laugh:

And will you just quit making stuff up?

You know I've never been to a doctor or a doctor's office that didn't do that. Lawyers and dentists do the same. Most hospitals will work with you too.

I just think that they realized that most people don't just have lump sums of money laying around to pay for doctor's bills. So they figured, it's better to have streams of income with regular payments coming in than to have NO income because folks couldn't pay the lump sums.

 

[targus]

You know I've never been to a doctor or a doctor's office that didn't do that. Lawyers and dentists do the same. Most hospitals will work with you too.

I just think that they realized that most people don't just have lump sums of money laying around to pay for doctor's bills. So they figured, it's better to have streams of income with regular payments coming in than to have NO income because folks couldn't pay the lump sums.

Will you just quit talking through your hat!!?

 

[Zaac]

Will you just quit talking through your hat!!?

What? Is it so hard to believe that doctors would rather have a stream of income vs none?

I didn't say that some doctor DID have none. Just that if a doctor can have 10,000 coming in per month because of partial payments vs not being willing to work out a payment plan and not get any of that income, it's a no brainer.

 

[InTheLight]

Well, good luck with that! :laugh:

And will you just quit making stuff up?

Yes, health care providers will give you time to pay your bills via a payment plan.

In the past week or so you have called me stupid, superficial, and now you're calling me a liar.

Into the killfile with thee.

 

[Bro. Curtis]

The deductible is still high. Financial plan or not. A family could end up in big trouble if a contagious illness sweeps though he home.