jkdbuck,
In your first point, you seem to be outlining a position that is referred to as "Double Predestinarian." Please allow me to show why this concept is not the best way to view the Calvinist position.
- In general, those who dislike predestination of any type seem to think it unfair and that idea, that it is unfair, betrays this thinking: All of us are born neutral, that is we are born neither good or bad.
- The Double Predestinarian position basically claims God creates some to be bad (thus the song "Born to be Bad!) and He creates some to be good--to, someday, be regenerated and subsequently respond to God in repentance and faith.
- The single predestinarian position essentially rejects these two ideas.
The Single Predestinarian position can be described this way:
- God created Adam in His image and likeness. The image is functional in that man shows God to be the ruler of the earth as we rule earth in His stead as His representative and likeness is intrinsic in that we resemble Him in His characteristics. (Genesis 1:26)
- Man fell and damages the image and likeness. I have argued the functional aspect remained (we still rule as God's representative) but the likeness is hopelessly marred.
- Every human being after the fall was pro-created in the image and likeness of Adam (Genesis 5)
- The curse of the fall has now passed to us all and Adam's broken image (his sin, his rebellion, etc.) has now become the inheritance of us all so that we are all born bad--enemies of God (Because, among other things, we do not properly reflect His character, as seen in our sinfulness)
- Since we are all born with a default evil or bad position, God chooses to redeem some of us by regenerating us (giving a new heart that can seek after Him (John 3; Ezekiel 36)
- Those who have been regenerated seek Him and find Him and respond to Him in repentance and faith and become justified.
Here is an analogy I've used before:
The Arminian system of salvation sees salvation as God protecting those who have been saved from running out into oncoming traffic and being hit by a car and killed. The Calvinist system sees mankind as already dead--having been thrust into the traffic, hit, and killed by Adam's sin. So, in salvation, God walks among the corpses and touches some of them (chosen by His own good pleasure) and brings them back to life (through regeneration) and saves them through their repentance and faith.
I hope that helps you to understand the position, even if you don't agree.
Blessings,
The Archangel