How many of you use password managers? I have avoided them because if a hacker knows your master password they can access all your accounts. However, I have heard that some password managers use two-step verification which increases the level of security. I am thinking of trying one. Twice (years ago) I lost my password to the Baptist Board and had to register all over again. I have lost or forgotten bank and business passwords. I think it is time to wave the white flag. What password managers do BB members use and why do you use them?
Here is what I do. I am too old to remember a bunch of passwords, and my iPhone iPad even Mac air keep those passwords encripted with your permission. I also have a written list. These are not passwords that if violated will lead to financial institutions
Those involving banks, PayPal, ... are not kept online, They are kept in written form, and I do not allow the computer to “save’ them.
There are a very few “in between” such as eBay and Amazon, in which I have a very low limit debit card in a totally separated bank that I occasionally use.
What I also do not carry is a credit card. When I travel, I get a card from the bank with limits. It is not a problem to adjust the limit if necessary.
My daughter has had her information grabbed by others as she walk through airports, especially in Europe and Africa. Some device they have that reads cards within a certain proximity. She has a special sleeve for the card she uses now.
You are right to be concerned about cyber security.
If you want the safety of both financial and cyber security, the best one is probably Norton. They include “lifelock” on the deluxe model, but I don’t do that. Why give someone all that information? Of course it is already there for the government to see, for credit agencies to review, ... , so my life isn’t that “lockable” anyway.