I am skeptical of the Farmer's Insurance ratings.
Farmer's Insurance rates Olympia, Washington as the safest place to list in the mid-sized category, yet Olympia sits in the path of Mt. Rainer, and even a very mild eruption (simple steam venting) will likely melt the ice cap on the mountain and cause a massive lahar which can take out most of the city in just a few minutes. The entire surface of the mountain underneath the ice has been substantially weakened by sulfuric acid caused by sulfur dioxide seeping from the mountain and reacting with the ice layer. If the ice melts, it is expected to take an enormous amount of soil and rock down the slopes and through Olympia.
Since the rankings allegedly take into account the potential and severity of natural disasters, I do not find their rankings credible.
There is a severe national security problem along the U.S.-Mexican border, with the drug cartels amping up their firepower and encroaching into the U.S. with murderous intentions.
If you want to get a better sense of the activity along the border, I suggest you watch an episode of
Texas Drug Wars to see what Texas authorities are confronted with each day.