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Student loan forgiveness

Salty

20,000 Posts Club
Administrator
What are your thoughts about forgiving students - possibly up to 50 grand

Good, bad or indifferent?

Great article here:
Student-loan forgiveness may be popular, but the cost of college must be cut | Mulshine

My thought: Give every household 50 grand - so you can pay off your student loan, but whatever,.....


Some points from the article:
The cost of education has went up faster than the cost of living
Students attending virtually, are not getting the full value of their education
Should a student loan be allowed to be discharged in a bankruptcy?

Open for discussion
 

Quantrill

Active Member
What are your thoughts about forgiving students - possibly up to 50 grand

Good, bad or indifferent?

Great article here:
Student-loan forgiveness may be popular, but the cost of college must be cut | Mulshine

My thought: Give every household 50 grand - so you can pay off your student loan, but whatever,.....


Some points from the article:
The cost of education has went up faster than the cost of living
Students attending virtually, are not getting the full value of their education
Should a student loan be allowed to be discharged in a bankruptcy?

Open for discussion

If you're going to provide any sort of forgiveness for a student loan, then you need to quite charging for education period. Because in a few years you will just have to forgive those loans. That would fit in with the new administrations socialism.

Plus, you must provide 'reparations' for those who paid their student loans. Because that wouldn't be fair or 'equal' to force some to pay and others to not. And equality is all important...correct? That too would fit in with the socialist agenda.

Are you saying give 50 grand to every household in America or to those who have student loans?

Quantrill
 

kathleenmariekg

Active Member
I think a lot of smaller issues are merely side effects of bigger issues, and I don't think anyone wants to deal with those bigger issues.

The United States is an anomaly among the other richer nations. The disparity in the USA is growing wider every day. Access to education is caught in the middle of this pull. Before the pandemic, there was talk of officially redefining human rights in the USA to be different than the international definitions drafted after world War 2. Access to education is farther down the list than other things that the USA was talking about redefining.

This pandemic has made me lose faith in people. It has increased my faith in God and increased my ability to understand scripture that I did not understand before. Man without God is a mess. The USA is a mess.

Education: God is in control of the issues affecting those that follow his ways. As I look ahead and try and figure out what he is setting in place for my education, I am confused, but trusting that He's got this. I refuse to take out student loans. When I am given a chance to study somewhere without taking out loans, I run with it as hard as I can. I stop when the money runs out and wait.

If people cannot afford to get an education, they cannot contribute the things that can only be learned at a school or that require the paperwork that gives them permission to practice a profession. Some people believe that denying access to education weakens the country as a whole. Some don't believe that, or don't care. Yet.

My major when I was forced to drop out of school was cybersecurity. Supposedly the country is in big need of people trained in cybersecurity right now. Now I spend my days lugging water and canned good through the desert, instead of studying how to protect people. And I am watching Humpty Dumpty fall off the wall.
 

church mouse guy

Well-Known Member
Site Supporter
I think a lot of lower class people living hand to mouth would like to pay for college or university for other people. What an opportunity! Just raise taxes on the lower paid workers and send the money to the Ivy League.
 

Revmitchell

Well-Known Member
Site Supporter
First, online classes are fine and student receive the same quality education online as they do in person.

College education is only as expensive because the government got involved. Ran the costs up. Deal with the unnecessary raise in education and that fixes the debt issue.

There are other motives behind paying off student debt via the government. Educate yourself on those motives.

Scripture doesnt address the college education issue.
 

Deacon

Well-Known Member
Site Supporter
The three I sent to college had enough college debt to need to get a job but not so much as to burden them for a long time.

My youngest’s husband was quite appreciative that she was able to pay off her debt so quickly; he had a much higher debt burden.

It wasn’t easy. Money was tight during the college years. House repairs went undone. Vacations were limited.

Paying off student loans would:

DISADVANTAGES
1) encourage future students to borrow more ...knowing they won’t have to worry about paying it off
2) encourage parents not to pay their students college bills ...knowing they won’t have to worry about paying it off
3) encourages students to study subjects where jobs are very limited and unproductive (e.g. women’s and racial studies, art history, philosophy, physical fitness, fashion design, literature, etc.)
4) encourage colleges and universities to raise costs ...knowing the government will back them up
5) encourages colleges and universities to continue to radicalize their students ...knowing there is no repercussions to encouraging unproductive education of their students
6) penalizes the parents that payed off their students bills
7) penalizes the students that studied hard to get a well paying job after school
8) penalizes the students that scrimped and worked hard to pay off their loans

ADVANTAGES
1) allows those that graduated with worthless degrees to continue to work in low paying jobs without the burden of an unmanageable debt ...”Would you like fries with that order?”
2) encourages those that receive the student loan forgiveness to be grateful to government and continue to rely on it for assistance in the future

Rob
 

Salty

20,000 Posts Club
Administrator
Lest anyone not fully understand - that 50 gran per family - I was just being facetious.
 

AustinC

Well-Known Member
What are your thoughts about forgiving students - possibly up to 50 grand

Good, bad or indifferent?

Great article here:
Student-loan forgiveness may be popular, but the cost of college must be cut | Mulshine

My thought: Give every household 50 grand - so you can pay off your student loan, but whatever,.....


Some points from the article:
The cost of education has went up faster than the cost of living
Students attending virtually, are not getting the full value of their education
Should a student loan be allowed to be discharged in a bankruptcy?

Open for discussion
I want the money I paid out of pocket for my child's college education. If you forgive the loans taken out, then pay the bills for those who drew from savings to allow their children to start debt free. I want my money back.
 

Scarlett O.

Moderator
Moderator
First, online classes are fine and student receive the same quality education online as they do in person..

I agree with one addendum.

Whether in person or online - the student will receive a quality education depending on the amount of effort FOR quality put in.
 

canadyjd

Well-Known Member
The only way to get the costs of college down is to get federal tax dollars out of it. The fed govt has ruined everything it touches (with exception of military) because people see free money.

Pres Ob:ma federalize the student loan program in 2009. Student financing all go through feds now, and college costs continue to rise.

Now, tax payers are being told we have to pay the price for high priced faculty and college administrators while they push a hate-America agenda in the classrooms.

IMO, no more fed money to colleges, not one dime. If you took out a loan for a worthless college degree, sue the college, they are the ones who ended up with all the money.

peace to you
 

Revmitchell

Well-Known Member
Site Supporter
I agree with one addendum.

Whether in person or online - the student will receive a quality education depending on the amount of effort FOR quality put in.

Liberty U online classes are inferior because they dont monitor their lazy proffs and my experience was they dont like contact with the students.

Fir the most part online learning in most schools is high quality education
 

tyndale1946

Well-Known Member
Site Supporter
Liberty U online classes are inferior because they dont monitor their lazy proffs and my experience was they dont like contact with the students.

Fir the most part online learning in most schools is high quality education

Overheard in a conversation by two preachers... I sent my son to one of those well renown colleges and did it cost, he isn't working yet but he does have a Phd!... You don't say, says the other preacher... Well my son went to a two year community college, it was easier on the checkbook and not only does my son have a two year degree, he has a Job!... Brother Glen:D
 
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