Hi brother Bill;
I've often wondered about the same things and every once in a while have lost sleep over such things. Thinking that since I remembered the incident was I holding on to it. Had I really forgiven them since I remembered.
Maybe having your sin put back on you is possible, but I don't understand how it could be.
When I was saved and had grown a little I realized that my whole life had changed. I'm not saying that I'm perfect but if someone ask me to forgive them, it's a huge tug on my heart. There has been a few times that it actually hurt in a way. Maybe because I was ready to hold a grudge and even wanted to. When they asked me to forgive, I knew I had to forgive. I just couldn't refuse. If I had, the grudge that I would have held, would have destroyed me.
If one could loose there salvation then at what point would you loose it? People have done wrong things to me and sometimes it actually took a while to forgive them. So would you be lost again right away? or would God give you time to make up your mind about forgivness. Somethings that have happened in my life hurt so much that I had to get on my knees and ask God to give me the strength to forgive.
What about the ones who don't ask?. Are we allowed to not forgive the ones who don't ask? Somehow I don't think so because we don't always ask. Sometimes we forget about the things we do. Does God for give the sins we forget about? I think He does when we forgive the ones who don't ask.
Bottom line; The world hates us because to them to be Christian is to be Christ like. What the world doesn't know is none of us are Christ like yet,but we are learning to be. We desire to be. Someday we will be.
May God bless you.
Mike