Honey, at least half of your stress and anxitiy (forgive my spelling tonight) is because you are so extremely disappointed that what your parents said and what the truth was ended up being two extremely different things. It is so hard to find out that our parents aren't perfect, that our dreams aren't playing out the way we thought, and that we aren't entitled to the things we thought for years we would be. Its so much easier to put the blame for our problems on God (after all He has big shoulders!) rather than on the bad financial decisions of others. (namely whoever withdrew the money from your college fund and didn't fess up BEFORE they got YOU deeply in debt)
You have serious problems that appear insurmountable from your persepctive. From our perspective (as folks who have already survived stuff similar) its just another bump in the bumpy road of life.
Your security is not in the hands of your parents. Their job is basically complete: They raised you to adulthood. Now you have to step out in faith that God indeed has a plan for YOU. A plan for your good. It might not be YOUR plan, but I promise, God's plans are always best. To reach God's goals for you might require you to let go of some of your dreams. Or at least you may have to let go of the timetable you had in mind for realizing those dreams.
But you can't find God's will for you, while you are still disobeying God's word. Now, don't get offended to quickly and I'll tell you what I mean.
First off, hiding the sin of someone else makes you a party to that sin. From what you've written, I'm guessing your mother raided your college fund but didn't tell you (until it was too late) and has yet to confess to your father. This is sin. Even if she had good reasons for it, it was still wrong. You protecting her from the consequences of her sin makes you a party to it. IF she had stolen from a store and you told no one and helped her hide the crime you'd be charged as an acessory!
God tells parents to "not provoke your children to wrath". What do you think that means? It means not to include them in the sins of the parents! Wrath comes to those who do wrong. It means God holds your mother responsible for your sin of hiding her sin. It means her sin is piling up and the consequences are growing. You aren't helping her by hiding what she has done.
Honestly, unless your parents are divorced, I don't understand how she has kept this issue from your father's attention. But it really doesn't matter. You need to confess both to God (God first) and your father what you have been hiding. Then you have to hang on to your faith while the chips fall. Repeat to yourself every day that God has a plan for your good.
That doesn't mean there aren't good productive steps that you can take in order to continue your education.
First, you need your FAFSA. You should have filled this out when you were in high school. You need to get it updated and find out what aid you might qualify for. Remove any inaccurate information (especially the bit about having a college fund!)
Second, get a copy of your credit report from all three reporting agencies. If there is anything on there that isn't yours (the college debt is yours) then follow the instructions to challenge the debt. Its not hard. This should also give you a good idea of your total debt. (car, college etc)
Then go to the university and talk to their financial people about what can be done to roll your debt onto a student loan (with your updated FAFSA) or forgiven (due to circumstances, never hurts to ask!). I promise you aren't the only young person out there who has these sorts of problems! Let them help you if they can.
Then go get a job. The others have told you this and I know it hurts your pride and seems like it is only pushing you farther from your dreams, but a job is a must. You can't keep relying on your parents to pay for your dreams. They've already proven they aren't up to the task in spite of their best intentions. You not working isn't helping them to help you, its only putting them in the postition to keep disappointing you.
Now, don't think you can't get a job in a science lab without a graduate degree. My sister in law makes very good money with her BS in BioChemistry in a genetics lab at Ohio State (she used to work for Duke!). Go apply and apply often with the transcript you have now at whatever university or industry that you believe will further your studies. Use that entry level position that you get offered to move up in the company and study on the side. You CAN move forward!
(((hugs)))