Talk is cheap, produce the scripture that says Faith is not a work !
Many have been produced; but you reject them all, because you to prefer to believe your own private interpretation.
There are over 200 references that say we must have faith; but we only need Romans 4 to show you your error. Whenever faith and works are contrasted in the same place, faith is no longer a work.
It is your understanding of faith that has caused your error. Because you have latched on to a comment yo those that lacked faith (Matt 23), you have misunderstood the very nature of faith itself. The moment we decide that individual faith is a work, we make faith null and void.
Faith is not an action, not even one of the mind. It is a "resting." For faith is not "active"; I do not continually, actively exercise belief in Christ. Rather, faith is passive: I rest from working on believing, because true belief, true faith, is resting on His labor, His work.
I do not consider or think about the sun coming up in the east each morning. I can do nothing about it. No activity or work on my part will make any difference. Just as I do not actively think about the sun coming up each morning in the east, I do not think about being saved each day, each moment. My salvation is based on Him, what He has done. No work or activity on my part has any effect on that fact. I have rested my assurance on His finished work on the cross.
Hebrews 11 tells us that faith is the assurance of things hoped for, the conviction of things not seen. Romans 4:5 says that if I work not,
but (see the contrast word?) believe, my faith is counted as righteousness.
My faith is not an "active" believing; it is a "resting" on the assurance of the promise. And since resting is the opposite of working, faith is no more a work than our simple belief that the sun will rise tomorrow morning.
To continue with this misunderstanding that faith is a work is to deny scripture, and is an attempt to cause others to doubt their own salvation.
(Note: I wish I could say that the above was my own work, but it was my own understanding derived from several different sources (both calvinistic and ainian). I didn't keep record of each of them, but will do so if requested.)