Here's a few...
“The gospel Jesus proclaimed was a call to discipleship, a call to follow Him in submissive obedience. . . . Forsaking oneself for Christ’s sake is not an optional step of discipleship subsequent to conversion; it is the sine qua non of saving faith.” (TGATJ p. 27, 242)
Decision: not an action "Hey, I am going to Follow Christ!" Of course, good works follow from that faith.
Also: context, context context. If you read the surrounding paragraphs, you would easily see what he was saying. Discussing this subject, Macarthur says :
"Obedience...is the natural fruit of genuine love for him...and genuine saving faith (pg. 32, in the 20th anniversary ed.)
“Thus in a sense we pay the ultimate price for salvation when our sinful self is nailed to a cross. . . . It is an exchange of all that we are for all that Christ is. And it denotes implicit obedience, full surrender to the lordship of Christ. Nothing less can qualify as saving faith.” (TGATJ p. 140)
Again, this is a decision: not an action. Christ said pick up your cross and follow me. The decision to do so, is saving faith. If someone says "No, Jesus, go milk a motorcycle. I do not want to follow you!", that is the opposite of saving faith.
“Let me say again unequivocally that Jesus’ summons to deny self and follow him was an invitation to salvation, not . . . a second step of faith following salvation….” (TGATJ p. 221)
Right: again, a decision. Where are the works you were speaking of? This is just someone saying "I don't want the world (deny self), Jesus, I want you!"
“That is the kind of response the Lord Jesus called for: wholehearted commitment. A desire for Him at any cost. Unconditional surrender. A full exchange of self for the Savior. It is the only response that will open the gates of the kingdom.” (TGATJ p. 148)
Commitment is a decision. Desire is also not an action. Surrender is a decision. Again, this is just someone saying "I don't want my old life, Lord, I want you!"
“Anyone who wants to come after Jesus into the Kingdom of God, anyone who wants to be a Christian, has to face three commands: 1) deny himself, 2) take up his cross daily, and 3) follow him.” (Hard to Believe p. 6)
[/quote]
1) Deny Himself "I am going to live for Christ, not for me." A decision, not an action.
2) Take up His cross "Jesus, I am going to have faith in you, and no one else!"
3) Follow him: Goes without saying. Christ said follow Him: if you say, "No way Jesus, I am not going to follow you. I like Satan." then you do not have saving faith.
On pg. 279 of his 20th Anniversary edition, Macarthur states "A person might be truly be born again without explicitly counting the cost, but no one is saved who counts the cost and is completely unwilling to pay it. ...the Holy Spirit in the heart of a true believer prompts some degree of surrender to Christ's authority even at the inception of the new birth."
This statement, shows unequivocally, that J. Macs comments are to be taken as decisions/commitment of the heart, not actions. For while we have "wholehearted commitment", we may have only "some degree" of surrender.