If you are saying that man has to take some kind of action so that God will apply his grace, then that would not be grace (free gift).
I didn't say a word about man doing a thing. Matt 19:26 With men this is impossible; but with God all things are possible.
I am not a Calvinist, however I believe the word of God teaches salvation by election of God with God choosing who and the time of election. It is obvious all are not being elected presently.
And as it is appointed unto men once to die, but after this the judgment:
Some are presently being called yet they die. In Christ I might add or as was said of Abraham in faith not having received the promises until this present time.
Ex 14:13 And Moses said unto the people, Fear ye not,
stand still,
and see the salvation of the LORD, which he will shew to you to day: for the Egyptians whom ye have seen to day, ye shall see them again no more for ever. Hebrews 11:29
By faith they passed through the Red sea as by dry [land]: which the Egyptians assaying to do were drowned.
The salvation of the Lord was the faith/faithfulness of the Lord to deliver them. It was not by their faith they crossed over. They were whining and crying to Moses and accusing him for bringing them out of Egypt to die. I would venture to say the Egyptians had more faith than did the children of Israel when they entered into the sea. A few weeks later these same people would be making a golden calf to worship.
For by grace are ye saved through
(the) faith;
Any the faith you may have would be Christ in you the
hope of glory.
Romans 8:24 YLT for in hope we were saved,
and hope beheld is not hope;
for what any one doth behold, why also doth he hope for [it]?
The hope of salvation attained of for you came about by the grace of God the Father through the faith of Jesus the Christ.
Hebrews 5:9 YLT and having been made perfect,
he did become to all those obeying him a cause of salvation age-during,
KJV And being made perfect, he became the author of eternal salvation unto all them that obey him;
Become. How?