But the Holy Spirit has nothing to do with our hearts in the matter in your view correct? At least until after we choose Him?
That's not true at all. We hear with our ears, but we believe with our heart.
Rom 10:10 For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation.
I got saved when I was 11 years old in church. The pastor preached on hell. Boy, that really got my attention. He described all the torments of hell and told how once a man dies he is forever without hope. After tens of thousands of years of torment, he still has eternity ahead of him.
Now, I'm telling you, I was terrified. I had always believed in God, my observations of the world around me convinced me there was a God, I could see intelligence behind it and I knew it didn't happen by accident. And although I didn't come from a religious family, I had been to church a few times as a boy and heard of Jesus. I believed him to be God's son.
But I had never considered myself a terrible sinner worthy of hell. I didn't think I was perfect, I knew I had lied and done a few bad things like fighting with my brothers, but nothing worthy of hell in my opinion.
But the preacher that day explained that all sin, even one little lie separates us from God and condemns us to hell. I knew I was in a terrible fix. Then he explained how Jesus died for my sins, and paid my penalty for me, and told how that if I were to trust in him, all my sins could be forgiven. He then invited anyone who wanted to trust Christ to come down and he would be shown from the Bible.
You know, I was in a large Baptist church for the first time that morning, a neighbor had brought me to church. I didn't know anybody there. But I didn't care. I practically jumped out of my seat and ran down there. I wanted to be saved, and I did not want to wait one more second. And when I got there they showed me again how I was a sinner and the wages of sin is death. They showed me how Jesus paid for my sins and asked if I wanted to receive Jesus as my saviour. I said yes and kneeled right there and prayed and confessed to Jesus I was a sinner. I told him I believed he was the Son of God and died for me. I told him I wanted to receive him as my Saviour and asked him to come into my heart.
And, this is not scriptural, but I felt him come into me. I really did. And I can still feel him there. We are not supposed to trust our feelings, we know we are saved by the word of God, but I haved sensed his presence ever since.
Now, I don't understand it, it is spiritual, but God spoke to me through his scriptures and a great preacher that day. That message came in my ears, but went right to my heart. And I was never the same. My father died last February and I was speaking to my older brother. I had tried to get my Dad saved many times. He once came to a revival meeting and even went down at the invitation. When he came back to the pew I asked him if he had asked Jesus to save him. He said, "I think I did that already when I was a boy". Now, that did not give me a lot of assurance, but that's all I have. My Dad didn't like church or religion. In fact, I think that was the only time I ever saw him in church. He didn't like to talk about religion at all.
But talking to my older brother he said something that startled me. He said, "Dad said you had a religious experience when you were a boy". I had never heard this before. But my brother said, "Yes, Dad used to tell me you had a religious experience when you were young". I didn't know my brother had conversations with my Dad about me like this. But even my Dad knew I came home differently that day from church. I was different.
What Calvinism does is exclude the word of God from salvation by saying the Holy Spirit regenerates you to believe. That is not God's method. God uses the word of God. The word of God can penetrate to the heart.
Heb 4:12 For the word of God is quick, and powerful, and sharper than any twoedged sword, piercing even to the dividing asunder of soul and spirit, and of the joints and marrow, and is a discerner of the thoughts and intents of the heart.
The word of God is alive and powerful. The word of God pierces to the heart and convicts a man. The Word of God is Jesus himself.
Rev 19:13 And he was clothed with a vesture dipped in blood: and his name is called The Word of God.
When you listen to the scriptures, you are listening to Jesus himself speaking to you. Jesus said the dead can hear his voice, and they that hear shall live.
John 5:25 Verily, verily, I say unto you, The hour is coming, and now is, when the dead shall hear the voice of the Son of God: and they that hear shall live.
Did Jesus say the living shall hear his voice here? No. He said the dead. You are not regenerated and made alive to be able to hear Jesus, Jesus said the dead can hear his voice. And they that hear, that is, those who will believe Jesus's words and trust him will be made alive.
You saw how the prodigal boy came back to his father in filthy rags. He was still a sinner, he was not regenerated. It was when he came to his father that his father called for the "best robe" to be put on him. This is when he was regenerated. This is when he was washed by the Holy Spirit and given life, and righteousness was imputed to him.
But he didn't come back all cleaned up. He was filthy from his sin and from living with the pigs when he came. The unregenerate can hear, the unregenerate can believe, and the unregenerate can come to Jesus.