I tell my children that God IS love (which is what the Bible ACTUALLY says) and that God mercifully and graciously saves all who call upon him (which is what the Bible ACTUALLY says).
No where, no where... don't miss this, Bob... N O W H E R E do Jesus or the apostles use this strategy of yours that you say we HAVE to use in what you deem "the real world" (of course we've already established that you don't understand what the "world" is so it is no surprise you also struggle with this concept).
The Apostles and Jesus say "REPENT and believe the Gospel and you will be saved."
"God loves you and has a wonderful plan for you life", or derivatives of this statement, are patently unbiblical. I concur with you, Rick, that we are to tell our children that God is love, but we cannot speak with certainty that God loves any individual sinner. God's love is not static. It is not a feeling. God's love is always in action achieving His desired purpose.