"Now faith is the substance of things hoped for, the evidence of things not seen." ( Hebrews 11:1 )
I see it very plainly.
Chain it together with other declarations in God's word:
" So then faith [cometh] by hearing, and hearing by the word of God." ( Romans 10:17 )
" Beloved, when I gave all diligence to write unto you of the common salvation, it was needful for me to write unto you, and exhort [you] that ye should earnestly contend for the faith which was once delivered unto the saints." ( Jude 1:3 )
"Hearing" is how it comes...by the word of God.
The saints are who it's delivered to.
...and it makes perfect sense.
As in other threads, faith is a gift ( Ephesians 2:8 ), authored and finished by Jesus Christ ( Hebrews 11:1 ), that not all men possess ( 2 Thessalonians 3:2 ).
The very words establish it.
Where do you think I get it...John Calvin?
I pick up His word, and dig into it...
It's amazing what comes out.
It's all to the glory of God and His mercy.
We are never going to agree that faith is a gift. All you have said thus far is pinned on that one doctrine you hold to.