steaver,
I will try to break this down as simply as I can to show you that you have a faulty view of the ruin of man.
If man's faith is innate, inherent, comes from him, &c., then by stating it that way, man has justified himself. In Gal. 3 Paul wrote, 'And the scripture, foreseeing that God would justify the heathen through faith, preached before the gospel unto Abraham, saying, In thee shall all nations be blessed.'(vs 8) Then we read where Paul wrote this, 'But the fruit of the Spirit is love, joy, peace, longsuffering, gentleness, goodness, faith,(Gal. 5:22), and also....'For the fruit of the Spirit is in all goodness and righteousness and truth'(Eph. 5:9). Now, both sides state and aver that faith is necessary prior to the conversion, salvation of the soul of man. Faith is a fruit of the Spirit as I plainly showed you in those verses.
You are saying that a sinner has faith innate, already in there, passed down from Adam. Faith being a fruit of the Spirit, then how can a sinner exercise a fruit of the Spirit, when your side of the debate states that no sinner has saving faith? You are crossing yourselves in your doctrine and don't even realize it. If a man 'barhopping, shooting up drugs, raping women, robbing people, murdering people, &c.', you guys think this type of peoples have innate, inherent faith dwelling within them. How can they have faith, if it's a fruit of the Spirit. Is there more than one kind of faith?
Until you truly realize the complete, utter, and decayed ruin of mankind, you will always have a faulty doctrine...