Now, I don't quote commentators too often, I prefer to quote scripture, but I thought I would quote Charles Spurgeon for Protestant and others that think that faith is "magical" and that a man has to be supernaturally zapped to have the ability to believe the gospel.
Spurgeon agreed with me that believing the gospel is a very normal and natural thing for men to do;
http://www.spurgeon.org/sermons/1031.htm
As you see, Spurgeon said faith in Christ "is like faith in anyone else". It is not some magical, mystical thing as many portray it, it is not something that comes in visions or dreams.
No faith in Christ is like faith in anyone else and is based upon "the same kind of mental processes, upon simple principles and plain matters of fact", and requires no magical or mystical properties for man to believe. In fact Spurgeon implies that such a magical and mystical faith is not "true faith" at all.
So, Spurgeon agreed with me. :thumbs:
It is true that "faith" is something even demons can exercise (James 2:18). So in that sense it is a mental process. However, the mental process is dependent upon the correct "substance" that provides the "hope" of salvation and here is where the mental processes of the fallen nature provide an obstacle to faith. For example, the demons can believe the facts but in regard to their own personal "hope" it is not possible for them to believe in Christ for salvation due to their fallen nature. Their nature IS enmity AGAINST God and IS not subject to God's will and therefore it is the very fallen nature that makes it impossible for them to savingly believe in Christ. Thus it is with the fallen nature of man (Rom. 8:7-8).
It takes a CREATIVE MIRACLE of God to change ENMITY to love and RESISTANCE to submission so that the correct mental processes occur and that is called the new birth and it is done WITH the gospel being used as the CREATIVE WORD by God to call into existence that very "substance" of faith or "the light of knowledge" - 2 Cor. 4:6