Andy T. said:
I distinguish the two by the fact that we are saved by faith.
Actually, we're saved by grace.
Andy T. said:
If you don't have faith, then you can't be saved.
If you don't believe, you can't be saved. However, to believe, you do have to have the faith that the one in whom you are believing has the ability to save.
I like to use "faith" as a verb to make the point. If you believe that the easy chair in which you're sitting will continue to hold your weight, you are "faithing" it. However, if you faith it, then sit in it and it crumbles, you are no longer believing that it will hold you, but you did truly believe that it would.
Andy T. said:
If someone outright denies their faith and says they do not believe on the Lord Jesus Christ for salvation, then they were never saved to begin with.
Mind showing this in Scripture? Many people who believe, later deny it, for varying reasons. (In many cases with which I am familiar, the person eventually comes back, because it's simply rebellion, but this is anecdotal and is not based on Scriptures.)
How many children truly believe in Santa Claus, then later deny him? Does this mean they never believed in the first place?
Andy T. said:
One of the excesses of the non-Lordship side is they never account for a false conversion.
One can only be converted after one is saved. "Converted" means to turn back on the right track. One cannot be on the right track in the first place, unless they are saved.
So, there are many, many false conversions in that sense, but I don't think that's what you are talking about.
There are many, many people who sincerely believe in the Lord Jesus, who later rebel. There's nothing false in their original believing. Often, this apostasy, comes about due to hypocricy within the church.
Andy T. said:
I also reject the excess of "mental assent" only salvation.
Then you reject Acts 16:30-31: What must I do to be saved? Believe (aorist; punctiliar; mental assent) on the Lord Jesus and you will (no doubt about it!) be saved.
Andy T. said:
Faith involves more than just mental agreement with certain facts.
Faith is a noun, and it's a lifestyle.