Which is not what Paul believed. I realize this is what you believe, but I need Scriptural support which is explicit. If you want to argue for an efficacious grace prior to faith, I can see the argument, but not for regeneration before faith. You're in essence arguing one is regenerated but not yet saved until after faith. I don't see the Scriptural support for this position.
Again, there's the issue of the
reckoning of faith. It's often ignored, but Paul mentions it often in Romans 4. God saves us by
reckoning (crediting, accounting) our faith as righteousness. It's explicit, and therefore I can't ignore it.
Rom. 4:3 For what does the Scripture say? “Abraham believed God, and it was accounted to him for righteousness.”
Rom. 4:5 But to him who does not work but believes on Him who justifies the ungodly, his faith is accounted for righteousness,
Rom. 4:9 Does this blessedness then come upon the circumcised only, or upon the uncircumcised also? For we say that faith was accounted to Abraham for righteousness. 10 How then was it accounted? While he was circumcised, or uncircumcised? Not while circumcised, but while uncircumcised.
Rom. 4:22 And therefore “it was accounted to him for righteousness.”
Gal. 3:6 just as Abraham “believed God, and it was accounted to him for righteousness.”
James 2:23 And the Scripture was fulfilled which says, “Abraham believed God, and it was accounted to him for righteousness.” And he was called the friend of God.
The order is belief, then accounted as righteous.
Furthermore, the washing of regeneration is the work of the Spirt. Thus you can't have regeneration happing before the Spirit is received. This washing happens after faith, after receiving the Spirit who washes and regenerates us.
Titus 3:5 not by works of righteousness which we have done, but according to His mercy He saved us, through the washing of regeneration and renewing of the Holy Spirit,