Voter ID laws

[Bobby Hamilton]

I tell you what. Since you have questioned my honesty for 1000 dollars I will prove it to you with a receipt, that is if you are really an honorable person who seeks the truth. Or will you continue to show your dishonorable nature as it really is?

I don't care if if you show me you're receipt or not. If you are only paying that much, then you are certiainly in the minority for insurance costs in Texas. To be fair, there is more to it than that (type of coverage, etc).

I'm not sure what was dishonorable about me speaking my mind though. If you want to scan and show me a copy, good. Maybe I'll learn something about how rates are in your territory.

 

[InTheLight]

Only from the lips of a bleeding heart liberal.

Rounding up people, confiscating their assets, having them pick cotton, sew their own clothes, grow their own food, work on government projects, gee I dunno, sounds like communism to me!

 

[freeatlast]

I don't care if if you show me you're receipt or not. If you are only paying that much, then you are certiainly in the minority for insurance costs in Texas. To be fair, there is more to it than that (type of coverage, etc).

I'm not sure what was dishonorable about me speaking my mind though. If you want to scan and show me a copy, good. Maybe I'll learn something about how rates are in your territory.

Using your own system (remember the poor) how do you know I am in the minority since you have not polled a majority of the people in the state? You certainly don't live by double standards do you?

 

[freeatlast]

Rounding up people, confiscating their assets, having them pick cotton, sew their own clothes, grow their own food, work on government projects, gee I dunno, sounds like communism to me!

Yes I can see how it would to a liberal who does not want accountability.

 

[Bobby Hamilton]

Using your own system (remember the poor) how do you know I am in the minority since you have not polled a majority of the people in the state? You certainly don't live by double standards do you?

Because there are industry standard reports that get sent out to the insurance companies.

We see what rates are in other states and with other carriers.

5 states are common that people from Indiana move to. I've yet to find a case where rates don't go up. Kentucky/Michigan are two common ones (no fault states). Texas and Arizona are two more (massive amounts of uninsured drivers), and Florida is another (higher rates because of older drivers).

Rating factors aren't entirely private (hence how Progressive can give you a "quote" from another company). Consumer underwriting is.

 

[freeatlast]

Because there are industry standard reports that get sent out to the insurance companies.

We see what rates are in other states and with other carriers.

5 states are common that people from Indiana move to. I've yet to find a case where rates don't go up. Kentucky/Michigan are two common ones (no fault states). Texas and Arizona are two more (massive amounts of uninsured drivers), and Florida is another (higher rates because of older drivers).

Rating factors aren't entirely private (hence how Progressive can give you a "quote" from another company). Consumer underwriting is.

People move to Indiana to get cheaper auto insurance? Yea right! Texas is lower then Indinana according to the supplied link. You might like to try honesty. It does a lot for the soul.
http://www.insurancenetworking.com/news/auto_insurance_insure_property_casualty_premium_rates-27459-1.html

So Bobby doesn't all this make you a false accuser?

 

[Bobby Hamilton]

People move to Indiana to get cheaper auto insurance? Yea right! Texas is lower then Indinana according to the supplied link. You might like to try honesty. It does a lot for the soul.
http://www.insurancenetworking.com/news/auto_insurance_insure_property_casualty_premium_rates-27459-1.html

This info is only as accurate as base filed information to the states. It does not include personal underwriting information.

I don't know what else to tell you, aside from searching for one link on the internet that might support what you are saying isn't always the best approach.

I work within the industry and I know what I'm talking about. You're fishing articles online.

This also doesn't take into account the averages based on limits being carried. Again, you'll only believe what you want to believe. I can at least see industry information because I work within the industry.

 

[Bobby Hamilton]

People move to Indiana to get cheaper auto insurance? Yea right! Texas is lower then Indinana according to the supplied link. You might like to try honesty. It does a lot for the soul.
http://www.insurancenetworking.com/news/auto_insurance_insure_property_casualty_premium_rates-27459-1.html

So Bobby doesn't all this make you a false accuser?

And since you updated, no it does not. But nice try. All it means is you can use google to find something that backs what you think you're saying, even when it's clear you still don't grasp what I've said. You can't even answer a simple yes no question. No surprise you can't understand what's going on here.

 

[freeatlast]

This info is only as accurate as base filed information to the states. It does not include personal underwriting information.

I don't know what else to tell you, aside from searching for one link on the internet that might support what you are saying isn't always the best approach.

I work within the industry and I know what I'm talking about. You're fishing articles online.

This also doesn't take into account the averages based on limits being carried. Again, you'll only believe what you want to believe. I can at least see industry information because I work within the industry.

I think I will start calling you wiggly worm as you are like a night crawler trying to get away from the light since you cannot even admit you made false claims when they are proven to be false. Like I said honesty is good for the soul. Try is as it is much cheaper then a therapist and lasts for an eternity.

 

[Bobby Hamilton]

See, I can do it too

http://homeinsurance.com/auto-insurance/auto-rates-per-state/

Hover over Indiana, then hover over Texas.
Ooops.

 

[Bobby Hamilton]

I think I will start calling you wiggly worm as you are like a night crawler trying to get away from the light since you cannot even admit you made false claims when they are proven to be false.

How'd you prove it, by showing a link?

Guess what, I just proved you wrong with another one. OH NOZ!:tonofbricks:

 

[Bobby Hamilton]

Look here is another one "proving" you wrong

http://www.insure.com/car-insurance/car-insurance-rates.html

 

[freeatlast]

See, I can do it too

http://homeinsurance.com/auto-insurance/auto-rates-per-state/

Hover over Indiana, then hover over Texas.
Ooops.

wiggly worm wiggly worm :laugh:

 

[Bobby Hamilton]

And another

http://www.insweb.com/auto-insurance/state-rates.html

 

[Bobby Hamilton]

wiggly worm wiggly worm :laugh:

See, here is where I'll be truthful

I admit that these links I've given you, may not be totally accurate. On top of that, I'm not naive enough to believe one link.

But, if you look at what I've said above, and you look at the various links I keep providing, they are much more in line than just the one you provided.

If I'm looking for information, I'm not going to use google because I have better tools at my disposal. If you worked within an industry that had them, I would expect you to use that than just searching google as well.


Insurance works like this (off topic again).

Each insurance company files base rates with their states. That is typically a beginning rate based on

1. Age
2. Sex
3. Territory (County, City, Zip, State, etc)
4. Type of vehicle
5. Type of coverage


After that, the stuff NOT filed with state (at least not publically) is consumer underwriting information

Things like

1. How we rate for: Tickets, Accidents, Other violations
2. Past Insurance history
3. past insurance payment history
4. Your credit.

 

[Bobby Hamilton]

FAL...one thing I think we can agree on...

If we want to continue this as an insurance topic, let's create a new thread. I don't really want to be hijacking this one anymore than I already have. :thumbs:

 

[freeatlast]

FAL...one thing I think we can agree on...

If we want to continue this as an insurance topic, let's create a new thread. I don't really want to be hijacking this one anymore than I already have. :thumbs:

I agree. Now we need to agree that voter ID's are an intrusion on our freedoms, and rights and have no ability to do what they are claimed to do. It is wrong to make a law and burden the lawful to stop the lawbreakers.

 

[carpro]

Support your claims as to how ID cards will fix the problem.

Just as soon as you show proof that voter ID laws will hurt the "poor".

 

[carpro]

Why don't you tell us a foolproof way to stop this 100%?

Are you saying if we can't stop it 100%, we shouldn't do anything?

If so, that's fine. I respect that opinion if it is yours. Is that how you think?

Or are you just trying to defend the poor, lazy and illegal?

No. He's saying don't fix it , because it doesn't exist. But it's been proven that it does.

Like I said , no solutions and head in the sand.

 

[carpro]

Sorry, can't resist...

How is putting 20 million illegals in jail going to cause them to "support themselves?"

Our resident phony conservative is back. :laugh: