Romans 10:17; Romans 1:16; James 1:18
You do know that every one of those verses stand against your thinking that human generated faith reaches out and takes the gift offered.
The verses describe how God brings faith, how His authority alone instigates and how He without any help from humankind does the work of salvation.
Yet, do you persist in clinging that human faith must first respond before salvation is granted?
Why not take from the Scriptures you offered and recognize it is God’s authority to, as John wrote, make certain ones He chooses the adopted children?
As I stated earlier, faith and salvation are inseparable. God grants the faith and with that faith is salvation.
I recall often hearing people say, “If I just had enough faith...”.
In what you presented in previous posts, that may well be the case. God would seemingly need to determine the quality and quantity in order to realize salvation was allowed to be granted. Thus the human earns salvation by the merits of their self generated volition.
This matter of both quantity and quality of faith is God’s business, to measure out to every believer.
The believer’s response is to “work out, exercise, build upon that faith (Peter, “add to your faith...”).
Our Lord said, “those that believe ... have eternal life...”. A done accomplished deal. “Have”.
Salvation is not gotten once someone generates enough faith to reach out and grasp it. It is already given as inseparable in faith God grants to those of His choosing.