Let's throw this verse into the discussion:
John 1:13
The NASB gives this rendering
This seems to me to be saying that regeneration is a unilateral work of God, and we humans have nothing to do with it.
Repentance and faith are never made conditions of regeneration, but are gifts.
Acts 5:31 "....to give repentance to Israel and remission of sins."
Acts 11:18 "....then to the Gentiles hath God granted repentance unto life.:
II Tim 2:25 "....if peradventure God may give them repentance unto the knowledge of the truth."
Since repentance and faith are two sides of the same coin we may also argue that faith is a work of God in us as well.
You are confusing faith as the means of regeneration (we don't give ourselves new life, but we do have faith) and it being regeneration.
Fact is, there is NO life outside of Christ. Passing from spiritual death to spiritual life NEVER occurs in any other manner no matter how "logical" a systematic theology tries to make it.
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