Things that make you go hmmm...
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Would You Submit to Genetic Testing for Health Insurance Discount?
- Thread starter InTheLight
- Start date
Would You Submit to Genetic Testing for Health Insurance Discount?
No. But then I would never submit to a government "health insurance" either.
I suspect before long the government will be soliciting records from (Ancestry genealogical Corporation), who has millions of DNA records.
No. But then I would never submit to a government "health insurance" either.
I suspect before long the government will be soliciting records from (Ancestry genealogical Corporation), who has millions of DNA records.
It's for private sector, company provided health insurance.
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I C Even company health insurance for the "private" sector requires signing up, which I would not do via the company.
Things that make you go hmmm...
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What is the health related purpose of the test?
Off~hand I would guess ~ because people are liars, thieves and untrustworthy, thus having more specific information about a person receiving benefits, to insure that it is the correct person receiving the benefit.
Also, government agencies share information for investigative purposes.
IOW, not for "health" but rather "administrative" purposes.
It's part of a wellness program screening procedure. If an employee can show that they are healthier than other workers they can qualify for a lower health insurance premium rate within the company's pool of insured. If a company can show employees health improvement, i.e. employees losing weight, blood pressure numbers improving, cholesterol numbers improving, they can get a lower premium rate.
Genetic testing will show markers for hereditary diseases and other health problems in the future. This will cause the insurance company to raise costs to that employee. (And it marks the employee as a higher risk for the rest of his life to all insurance companies.)
It's not done to see if someone is lying about their identity or heritage, but I suppose it could be used for that. Maybe decide racial purity?
If the genetic test was manditory, I would do it. So that is my answer. BTW - what would your preference be?
Ummm...the whole point of the article was to show that it's not mandatory, not yet, and it can be fought. I can't think of a good reason why my employer would need to have my genetic information but if it was mandatory I would submit. If it was "voluntary" and the penalty for non-compliance was possibly higher insurance rates, I would refuse and look for another job.
As a business owner it's easy for me to say, since I would never have such a policy.
My employer is toying with the thought for those on their HMO plans. They claim it will be put on a chip, embedded into our insurance card, that in turn dowloads everything on us at all Kaiser facilities, improving treatment.
Have to think about that one for awhile. Don't like the idea much right off, especially for older people.
I don't like that "anyone" can require DNA testing for employment.
DoD has had our DNA on record for years, at least a decade I think. Ostensibly for aiding in the recovery of remains.
Personally, dad, my 2 half brother, and my nephew all popped up with colon cancer. Genetic testing showed a deletirious(?) gene in all of us. So instead of waiting til age 50, I had my first colonoscopy at 35 and get one every three years.
So spotting the gene has increased my preventive costs, but hopefully prevents incurring the cost of fighting full blown colon cancer later on.
Hesitantly curious on how this will affect my kids, if I passed it on to them.
Personally, dad, my 2 half brother, and my nephew all popped up with colon cancer. Genetic testing showed a deletirious(?) gene in all of us. So instead of waiting til age 50, I had my first colonoscopy at 35 and get one every three years.
So spotting the gene has increased my preventive costs, but hopefully prevents incurring the cost of fighting full blown colon cancer later on.
Hesitantly curious on how this will affect my kids, if I passed it on to them.
As a general rule, every decision is a two-edged sword; some combination of good AND bad, and the end result depends on the sword's handler!!
I am very firm on that.
and here is one reason- A few years ago, I was job hunting. several jobs turned me down. There is not doubt in my military mind - that the main reason was my age.
However, they would never say that - as it is against the law.
I would rather they be upfront about it - so I would not waste my time going there.
