Stefan wrote:
Well, if the loans were dropped in the future, it would simply return them to the status quo of today. The advent of income-based repayment has altered the default scenario, however. For instance, a couple with an income of $40,000 and two children with $45,000 in loans would only pay approximately $80 per month under IBR. If they spend 10 years in non-profit service, they can qualify for public service loan forgiveness of the remaining balance.
But that assumes the folks
try to repay the loans and susequently qualify for ICR. If you don't, you default. So I see the point. I don't agree, but I see it.
This would be something worthy of statistical analysis.
Most of the folks I went to seminary with ended up in very similar situations to what they left. Again, that's situational. It is worthy of investigation.
I think we would be best served by having an MDiv based on about 50-60 hours with an undergraduate religion degree as a prerequisite. For those with a non-religion BA, a year (30 hours) of undergraduate study could lead to a BTh (or something similar) and subsequent entrance into the MDiv. Also, students who have not finished a college degree could matriculate into the BTh.
I have an undergraduate degree in ministry, so I can relate. I have taken 18 hours of seminary courses, and almost all of it was rehashing ground covered as an undergraduate. I have since pursued a different academic track (higher education), but I can definitely understand the frustration.
I'd like to see two options:
1. M.Div if you have a BA/BS in Religion that's 60 hrs, let's say. It's an additional 30 hours of leveling courses (similar to what MBA students have to do without a BS in Business) for those without such.
2. The M.Div is for non-religion undergrads, while the ThM should be for BA/BS Religion students. ThM would be 60-75 hrs, and could be a thesis or non-thesis option. I don't know how tenable this is as the M.Div is the gold standard.
PilgrimPastor:
My M.Div. was repetitive too, but isn't there something for reinforcement, even in those cases? I get it. It aint easy to have a family, a ministry, and studies. When I get frustrated I think "Maybe it aint supposed to be easy..."
But is it wise stewardship of time and money to pay for all that refresher? I took undergrad courses in business and have 30 hrs towards the MBA. The grad level courses in business go deeper than just refresher or reinforcement. My seminary experience, while worth it, was very repetitive. I would've been better served by taking, say an advanced NT and a NT elective than to take NT 1 and NT 2 all over again.
Havensdad"
Personally, I would like to see a degree which required a 1-2 credit class(post Hebrew/Greek), for every single book in the Bible, either in undergrad or Grad. In other words, when the student has graduated, they have studied through, and preached from (at least once) every single book of the scriptures . That may be a bit much, but I think it is indicative of the rigor required.
Dallas Seminary believes they lean in that direction. I sort of like their program. If only it were offered at SBTS :laugh: