My story, Obamacare saved me thousands of dollars per year, BUT I am a fairly healthy person who does not make a lot of money, so I pay $zero per month for health insurance, BUT I also sign up for plans where my max out of pocket per individual is over $6000 per year, over $12000 per family, it is just me and the wife. I view it as catastrophe medical insurance. I am signed up with a BlueCross plan, so they often negotiate down with providers the price I have to pay. Before OCare, I was paying about $400 per month, but my deductibles very very low. My current plan, I can go to a local healthcare clinic like Patient First for $25 per visit, so not so bad.
It really is like this, if your not making a large income and your real healthy, Ocare will save you a small fortune, but otherwise, it is a bad experience to your wallet.
Since lots of people are very ill and go to doctor and hospital a lot, and make more income, there costs for the same care are way way higher than ours.
Now here I am at 61, and I think will be forced onto medicare at what 65? and then my costs will rise a lot more.