So the person having the faith means nothing then, only the word?
I don't think that is what is meant, it is the righteousness of Christ that we put on and have within us that allows us to gain a victory over sin and have redemption. Faith within the person pleases God, and it is the power of the Holy Ghost manifested as it does its work of transformation.
1 John 4:13 King James Version (KJV)
13 Hereby know we that we dwell in him, and he in us,
because he hath given us of his Spirit.
Acts 6:5
And the saying pleased the whole multitude: and they chose Stephen, a man full of
faith and of the
Holy Ghost, and Philip, and Prochorus, and Nicanor, and Timon, and Parmenas, and Nicolas a proselyte of Antioch:
Acts 11:24
For he was a good man, and full of the
Holy Ghost and of
faith: and much people was added unto the Lord.