Yes, I suppose I do take the reformed position in this matter.
But there is a reason for taking that view (imo).
I take the word "believe" or "belief" to be of the same meaning as "trust."
When one believes, it is the same as trust in the manner of total reliance upon that which is believed/trusted.
Faith has always the element of hope, and faith may fail as faithless.
Even the Scriptures point this out that God remains faithful in unfaithfulness.
Trust does not fail, for the trust is not dependent upon the one trusting; rather, trust is in the promise made certain by the one trusted. Trust may be betrayed, but trust remains true until the betrayal where faith does not.
Faith and trust are synonyms. How can one not fail and the other fail when they are the same thing?
Faith is trust, confidence in the word of another, specifically in the word or promise of God, as Abraham had.
Look in Romans 5
Rom 5:1 Therefore being justified by faith, we have peace with God through our Lord Jesus Christ:
Rom 5:2 By whom also we have access by faith into this grace wherein we stand, and rejoice in hope of the glory of God.
Rom 5:3 And not only so, but we glory in tribulations also: knowing that tribulation worketh patience;
Rom 5:4 And patience, experience; and experience, hope:
Rom 5:5 And hope maketh not ashamed; because the love of God is shed abroad in our hearts by the Holy Ghost which is given unto us.
Hope is quite a ways down the list from faith. It is faith by which a man is saved. We are justified by faith. We rejoice in hope.
Because such a strong, bold, secure confidence (trust) in the Lord is not a part of the natural person, there must be present that catalyst of change implanted in that person so trust and the expression of that trust as faith may be realized.
The catalyst is two-fold.
Faith comes by hearing and hearing by the Word of God.
The ministry of the Holy Spirit is in John 16:8-11.
--The Holy Spirit convict of sin as the gospel is presented. It is very plain and clear in 1Pet.1:23,
1Pe 1:23 Being born again, not of corruptible seed, but of incorruptible, by the word of God, which liveth and abideth for ever.
1Pe 1:25 But the word of the Lord endureth for ever. And this is the word which by the gospel is preached unto you.
--The Word of God here is specifically the gospel. One is saved through the gospel message. He must have faith or confidence that it is true, that it will save him. The Holy Spirit will work in his heart and convict him of sin and his need for a Savior.
Paul said:
1Co 1:18 For the preaching of the cross is to them that perish foolishness; but unto us which are saved it is the power of God.
--This is the only means by which a person is saved: faith in the gospel message--that message which Paul preached.
What then is faith?
It is Forsaking All I Trust Him. Trust is the focus.
Faith does not nor can it generate trust. Trust generates faith.
--A needless differentiation. They are the same--synonyms.
There is also the matter of the sequence presented in the Scriptures. The sequence seems to be God first and then the response by humans.
The gospel is always first.
Faith comes by hearing and hearing by the Word of God.
Co 15:1 Moreover, brethren, I declare unto you
the gospel which I preached unto you, which also ye have received, and wherein ye stand;
1Co 15:2
By which also ye are saved, if ye keep in memory what I preached unto you, unless ye have believed in vain.
God loved us first - then we respond.
God sacrificed first - then we respond.
God establishes the law - then we respond.
God judges - then we respond.
All in the gspel message.
God saves - then we respond.
One must respond in faith. Salvation is a gift to be received by faith. It is God's free gift to mankind.
I don't recall a place in the scriptures were humankind initiated something righteous and then God responded.
First the gospel.
Faith comes by hearing the gospel.
The Holy Spirit brings conviction.
The response comes from man by faith.
--There is no magical regeneration that can happen without the hearing of the Word of God that some here believe.
There are times when humankind did evil and God responded, but not that which was righteous. There are times when God used the righteous men, but that righteousness was imputed by Him, not part of the natural make up of them. Both Mosses and Abram are prominent in the Scriptures and yet Christ said that unless righteousness exceeds that example, heaven is not realized.
Man must respond to the gospel by faith. Paul clearly taught that in Scripture.
Certainly, one may give that which is good, but good is not synonymous with righteous. And in every instance that I recall in the Scriptures were human "good" is expressed, it ultimately fails.
I never said that good saves.