Nah - We use our house for ministry including housing those in need. The boat is also used for ministry and even though we've gotten to the point of ready to sell, God makes it clear that it's to still be used for Him. So we'll hang onto it.
Of course, we're ready to move into a trailer if we have to but so far, God's held us in this house even though we've been ready to leave 3x in the 19 years we've been here.
None of this is ours. It's His.
Wow - it's great that you can afford two kids in college to the tune of $40,000. You could certainly feed a lot of needy with that money but that's OK.