ONLY applies to the elect in Christ!Saved? From what? The curse of the law - i.e., 2nd death.
Yes, our condemnation "in Adam" has been reversed.
"So then as through one transgression there resulted condemnation to all men, even so through one act of righteousness there resulted justification of life to all men."
God does not hold us accountable for being born into a fallen, sinful race because of the cross of Christ. Therefore all who die in ignorance will be raised in the resurrection of the just. This includes those who have died before the age of accountability.
To understand this one must know the difference between Christ's justification of us in Himself and justification by faith.