Layman
Member
Paul said in Eph. 1:13 that after we believed we were sealed with that Holy Spirit of promise.
"In whom ye also trusted, after that ye heard the word of truth, the gospel of your salvation: in whom also after that ye believed, ye were sealed with that holy Spirit of promise,"
I think we would all agree, or should, that receiving the Holy Spirit is the exact moment of our salvation.
I am in total agreement. However, it needs to be understood that the exact moment of one's salvation has already been decided and we experience that in time as time bound-creatures.