Jesus saves a person when they believe and confess when they call on the Lord. Sometimes all those things do not happen at the same time. Sometimes too much doubting taints belief. Sometimes a person takes a while before they fully admit that they are sinning where there is sin. Sometimes a person has to get forceful about Jesus saving them and actually search hard. Sometimes they have to keep knocking.
There are some here that want us to believe that only those who have been saved first are to feel sorry for their sins, but tell me this, why would being sorry for sins be expected of someone after being saved, but not be something that is also required before they are saved? When a person that learns about Jesus learns that they are a sinner, and they learn that sin is something to be sorry for doing. How one can say Jesus saved them by merely saying they believe, but they not also be sorry for their sin, that belief is just beyond dense. There are people here that actually teach that.
We must be sorry for our sins and desire to stop them, if not, then why be saved in the first place? In fact, those people who are not sorry for their sins---they do not even come to the light!
Then you have some people here that say a person cannot even believe after hearing the gospel, until God saves them first! That is nowhere in the Bible, in fact, it goes against what the Bible does say. The gospel is the Creator’s words, it is a powerful message, it is a message that saves, it is where belief comes from, yet there are people here that say no, God saves them first by giving them the Holy Spirit to make them believe. The Bible does not say that we get the Holy Spirit to cause us to believe. We receive the Holy Spirit after we believe and obey. That is the Word of God.
Jesus says he reveals himself to those who obey him. The Bible says to examine ourselves to see if we are in the Lord, the only way we can know that Jesus saved us, is when we obey.