The same bogus claim, as if Y1 could understand something other than man-made doctrine, is repeated to (1) change the subject, (2) deny James 2:5, (3) deny 2 Thessalonians 2:13, (4) deny Matthew 23:13 and deny Romans 3:25.
Your question is a denial of scripture! How can God base His election for salvation on our faith which He credits as righteousness, unless the false doctrine of the gift of faith is bogus? Answer, the claim a person cannot put their faith, as worthless as it may be, in Christ is false doctrine. See
James 2:5
Unanswered questions
1) Does God credit the faith of some people as righteousness, as taught in
Romans 4:4-5,
Romans 4:23-24?
2) Does God place some people whose faith has been credited as righteousness in Christ?
1 Peter 2:9-10
3) Does
James 2:5 say that God chooses those "rich in faith?"
How many times will Y1 answer these with change the subject questions?