I do not even know why the term comes up. It is usually a catholic term because they are against it.. For most of us. lets just stick to the word.. Using Sola Scriptura as an argument of any type is really faulty in my view. it should be assumed for all Christians.. that Gods word, which is inspired. should be our sole authority..
I agree that God's Word alone shoukd be the standard for our doctrine. At one time I thought it was. But over the past couple of decades I have learned that there is a sect on the BaptistBoard who holds what men have concluded the Bible teaches "when properly understoid" in place of the Bible teaching what is written (Scripture itself) as their authority.
The difference is where you and I can go to a verse and debate or discuss God's Word, they cannot. They will post a verse and a commentary from their sect explaining what that verse "realky means".
Let me show you what I mean (bear with me, I'm not the sharpest tool in the shed, but I get there).
A recent example is a discussion on 1 Jn 2:1-2.
My little children, I am writing these things to you so that you may not sin. And if anyone sins, we have an Advocate with the Father, Jesus Christ the righteous; and He Himself is the propitiation for our sins; and not for ours only, but also for those of the whole world.
One may interpret that as saying as Jesus Advocates for us He Himself is the propitiation. Propitiation has God in focus (mediating with God on our behalf).
Another may argue it means "expiation" (the removal of our sins in focus).
Yet another may argue it means atoning sacrifice (both propitiation and expiation).
But this sect argued that 1 Jn 2:2:means that Jesus suffered the wrath of God due the elect.
The first three were legitimate interpretations of God's Word.
But the fourth was just a claim unsupported by the actual verse (unsupported by any passage). It was what some who claim Scripture as their authority believe is taught by that verse. The 4th was not even an interoretation or application of the verse. It was just a philosophy attached to a verse. But that is what this member thinks is taught ny the verse when John was actually talking about us, if we sin, having an Advocate in Jesus.
But I agree. We probably should simply say "what is written in the Scriptures?". That would be following Jesus' example.