I agree, Van.
Van,
I see that for God to credit the believer's faith as righteousness is Biblical per Romans 4.
But for the believer to be placed into Christ because of that faith, is relying on what the man does to place them into Christ...
Not entirely on what God did for them.
This renders faith into a work of men that God then relies on in order to decide who to save, and not a gift given by God ( Ephesians 2:8 ) authored and finished by His Son ( Hebrews 12:2 ) which becomes the evidence of His work ( Hebrews 11:1 ) in a person.
As in other threads, if faith is the means, then man has a leg to potentially stand on and boast in on Judgment Day...
Rather than strictly on the grace and mercy of God through Jesus Christ.
Also as in other threads where this was brought up, assigning faith as the means of salvation violates Romans 11:5-6.
It mixes man's efforts and God's efforts, and causes God to respect that person based on what they have done.
Whether or not you personally agree, this is the conclusion of the "credited faith places the believer into Christ" argument.
It describes man as entering into a cooperative effort with God in order to merit salvation, plain and simple.
But we know from other Scriptures that eternal life is a gift ( Romans 6:23 ), and nowhere is it ever stated as a reward.
Finally,
I'm sorry that you do not agree with this conclusion, but that it was I firmly believe that it boils down to.
Simply stand back, "crunch the numbers" and look at it from a legal standpoint...
"Lordship salvation" is akin to making a person's performance into a work in order to gain the favor of God, or to maintain that favor.
Assigning the credit for salvation to a person's faith, and not assigning everything to God ( including faith ), places God at the mercy of men in order to decide who to save.
To me, we're right back to God foreseeing a person's faith and then making His choice to save them based on that, aren't we?